Welcome to Luxury Homes of Atlanta Georgia.  Find Atlanta finest luxury homes here. New construction, new custom built exquisite homes, luxurious gated communities, swim tennis, manor homes, estate homes, golf course homes, Atlanta country clubs.

 Steps to Closing Your Atlanta Home

What Next? After the Contract is signed...on your Atlanta Luxury Home...

INSPECTION: An election in your purchase offer you selected the right to inspect and request repairs if any deficiencies were found. So now you have a home inspection Your REALTOR will arrange with the listing agent a time to return to the property for a inspect it. Usually, this will be done within a few days after the contract has been signed. A professionally licensed home inspector, one that is CABO certified should accompany you through the home and point out problems or deficiencies if they exist. A home inspection should always be done whether you buy new or resale.

Once you have the report and reviewed it, your REALTOR will notify the other agent in writing a list of the defects that you request be corrected. You will also provide the seller with a summary of that inspection report. Once the seller is then notified of any problems, they usually they will agree to correct the repairs that deal with health, safety, environmental or structural. However, if they do not agree, you should have the option of voiding the contract or negotiating a credit for the estimated repairs as a compensation for the cost.

There are many things you can “inspect” at the time you are shopping for your home. Be curious! Be alert for warning signs! Radon, pool, septic, stucco, moisture, termites etc.

LENDER APPOINTMENT: Hopefully you have already taken care of this!! Get Pre-Approved for your loan first.

Set up an appointment with your Home Loan Specialist and be prepared to provide the following items:

1. W–2 forms or signed 1040 tax forms for the past 2 years

2. Copies of bank statements for the last 2 months (current and consecutive)

3. Copies of the most current and consecutive pay stubs for the last 30 days

4. An appraisal fee of $275–325

5. The credit report fee of $55–65

Your Home Loan Specialist will go over the loan process step-by-step and set your loan in motion. He/She will order both the appraisal of the property and your credit report.

Prior to settlement, they will do title work, examine the survey, prepare mortgage documents, and prepare the real estate closing documents. Post closing, they prepare packages for mortgage lenders, accounting and title insurance, file documents with the county, and release escrows.

PURCHASE A HOMEOWNER'S INSURANCE POLICY  Proof of homeowners insurance is required at settlement unless you pay cash and there are no lender requirements. However, it is still advisable to obtain a policy to protect your equity. You may choose an insurance company, or we will provide a referral or a reputable insurance company if you have not selected one.

TRANSFER ALL UTILITIES  IN YOUR NAME  From closing time forward, you will need to have all the utilities for the home switched over to your name.  Electric, water, gas, phone, cable tv, trash pick up, and water and sewage.

OBTAIN CERTIFIED FUNDS TO CLOSE  The title company/attorney should be able to tell you the exact amount due a few days before settlement. It is also a good idea to bring your personal checkbook to settlement.

Effective July 1, 2000 STATE OF GEORGIA law prohibits Broker from representing Buyer as a client without first entering into a written agreement under O.C.G.A § 10-6A et. seq.*